Now taking first applications!
House●ing
We support families facing foreclose or eviction due to covid by managing the end-to-end process of connecting them with organizations' funds, remortgaging their homes through partner banks, and subsiding payments for up to two years.
The Home Justice Project
A typical white family is these days has a net worth around ten times that of a typical African American family.
At the heart of this challenge has been the inability of African American families to build home equity, driven by unfair government, banking and systemic policies over decades.
The pandemic of 2020 and beyond has exacerbated this effect, disproportionally affecting the wealth of families of color through significantly higher eviction and foreclosure rates.
With rising societal awareness of these challenges, and a commitment from both banks and other corporations to turn this issue around, HOUSEINGUSA aims to write the wrongs of generations.
We do this by quickly and efficiently matching banking partners with corporate sponsors, and then linking them directly to people in the most need, providing or refinancing mortgages for those facing foreclosure or other difficulties.
Our goal? Millions of people of color remain in their homes instead of being forced out by unfair economic conditions.
Example
Mary-Ann and John, teacher and chef , have two children. In March 2020 their lives were turned upside-down by COVID-19, forcing both out of work, despite secure, steady income for years. Since June 2020, their mortgage hasn’t been paid; without income, they exhausted their resources and are facing foreclosure. When the eviction memorandum expires, a lifetime of hard work will be lost. Soon and through no fault of their own, the couple and their two children might be facing rough living.
This is the reality of 30 million families in America. We have a chance to rewrite this story.
House●ing can help.
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